:root{--navy:#14213d;--navy-2:#1d2d50;--ink:#22293a;--muted:#5b6472;--amber:#fca311;--amber-dark:#d98a00;--bg:#fff;--bg-soft:#f4f6f9;--border:#e3e7ee;--radius:14px;--maxw:1080px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:var(--bg);margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;font-size:17px;line-height:1.6}h1,h2,h3{color:var(--navy);line-height:1.2}h1{margin:0 0 .6em;font-size:clamp(2rem,5vw,3.1rem)}h2{margin:0 0 .8em;font-size:clamp(1.5rem,3vw,2rem)}h3{margin:0 0 .4em;font-size:1.15rem}p{margin:0 0 1em}a{color:var(--navy-2)}.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}.nav{z-index:10;backdrop-filter:blur(8px);border-bottom:1px solid var(--border);background:#ffffffeb;position:sticky;top:0}.nav-inner{max-width:var(--maxw);justify-content:space-between;align-items:center;margin:0 auto;padding:14px 24px;display:flex}.brand{color:var(--navy);letter-spacing:-.02em;align-items:center;gap:10px;font-size:1.25rem;font-weight:800;text-decoration:none;display:flex}.brand img{width:auto;height:26px}.brand .ia{color:var(--amber-dark)}.nav-links{align-items:center;gap:22px;display:flex}.nav-links a{color:var(--ink);font-size:.95rem;font-weight:500;text-decoration:none}.nav-links a:hover{color:var(--amber-dark)}.nav-links a.cta{background:var(--navy);color:#fff;border-radius:999px;padding:8px 16px}.nav-links a.cta:hover{background:var(--navy-2);color:#fff}.hero{background:linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 70%, #24365f 100%);color:#eef1f7;padding:88px 0 72px}.hero h1{color:#fff;max-width:21ch}.hero .lede{color:#c9d2e3;max-width:54ch;font-size:1.2rem}.hero .eyebrow{letter-spacing:.08em;text-transform:uppercase;color:var(--amber);margin-bottom:18px;font-size:.85rem;font-weight:700;display:inline-block}.btn{border-radius:999px;padding:13px 26px;font-size:1rem;font-weight:700;text-decoration:none;display:inline-block}.btn-primary{background:var(--amber);color:var(--navy)}.btn-primary:hover{background:#ffb52e}.btn-ghost{color:#fff;border:1.5px solid #ffffff73}.btn-ghost:hover{border-color:#fff}.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-2)}.btn-row{flex-wrap:wrap;gap:14px;margin-top:30px;display:flex}.section{padding:72px 0}.section.soft{background:var(--bg-soft)}.section-head{max-width:60ch;margin-bottom:40px}.section-head p{color:var(--muted);font-size:1.05rem}.grid{grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px;display:grid}.card{border:1px solid var(--border);border-radius:var(--radius);background:#fff;flex-direction:column;gap:6px;padding:28px;display:flex}.card p{color:var(--muted);margin:0;font-size:.97rem}.card .more{margin-top:auto;padding-top:14px;font-size:.95rem;font-weight:600}.card-icon{margin-bottom:8px;font-size:1.7rem}a.card{text-decoration:none;transition:border-color .15s,transform .15s}a.card:hover{border-color:var(--amber);transform:translateY(-2px)}.steps{counter-reset:step;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px;display:grid}.step{border:1px solid var(--border);border-radius:var(--radius);background:#fff;padding:22px;position:relative}.step:before{counter-increment:step;content:counter(step);background:var(--amber);width:32px;height:32px;color:var(--navy);border-radius:50%;justify-content:center;align-items:center;margin-bottom:12px;font-weight:800;display:inline-flex}.step h3{font-size:1.02rem}.step p{color:var(--muted);margin:0;font-size:.92rem}.feature-list{gap:14px;margin:0;padding:0;list-style:none;display:grid}.feature-list li{border:1px solid var(--border);border-radius:var(--radius);background:#fff;padding:18px 22px}.feature-list li strong{color:var(--navy)}.feature-list li span{color:var(--muted);font-size:.96rem;display:block}.ladder{gap:0;margin:0;padding:0;list-style:none;display:grid}.ladder li{border-left:3px solid var(--border);margin-left:16px;padding:20px 24px 20px 58px;position:relative}.ladder li:before{content:"";background:var(--amber);width:18px;height:18px;box-shadow:0 0 0 1px var(--border);border:3px solid #fff;border-radius:50%;position:absolute;top:26px;left:-10.5px}.ladder li:last-child:before{background:#d64545}.ladder h3{margin-bottom:2px;font-size:1.05rem}.ladder p{color:var(--muted);margin:0;font-size:.96rem}.ladder .reset-note{color:var(--amber-dark);font-size:.9rem;font-weight:600}.disclaimer{border:1.5px solid var(--navy);border-radius:var(--radius);background:#fff;padding:28px 32px}.disclaimer h3{align-items:center;gap:10px;display:flex}.disclaimer p{color:var(--ink);margin-bottom:.6em}.disclaimer p:last-child{margin-bottom:0}.pills{flex-wrap:wrap;gap:10px;margin:0;padding:0;list-style:none;display:flex}.pills li{border:1px solid var(--border);color:var(--ink);background:#fff;border-radius:999px;padding:8px 18px;font-size:.95rem}.footer{background:var(--navy);color:#aeb8cc;padding:44px 0;font-size:.9rem}.footer a{color:#dce3ef}.footer .disclaimer-line{max-width:70ch;margin-bottom:18px}@media (width<=640px){.nav-links{gap:14px}.nav-links a:not(.cta){display:none}.hero{padding:60px 0 52px}}